Mortgage Foreclosure

Facing foreclosure in Michigan can be overwhelming – and time is of the essence. If you’re at risk of losing your home, contact Revive Realty Group immediately for a free, no-obligation consultation.

What We Offer?

1

Cash Offer – Fast & Simple

We can make you a cash offer to buy your home before the foreclosure date, giving you the ability to pay off your mortgage and walk away with a fresh start.

2

Sale-Leaseback Arrangement

In select cases, you can sell your home to Revive Realty Group and remain as a renter. We pay off your mortgage and any other liens, stopping the foreclosure while allowing you to avoid immediate displacement.

➡️ This taps into your equity and gives you time to plan your next move
➡️ We are responsible for all maintenance costs and repairs from roof leaks to plumbing issues, we handle it all. We also bring your home up to code if necessary.
➡️ We are completely transparent about terms and risks, putting everything in writing and giving you time to review
This approach isn’t for everyone, but when it’s a fit, it creates a win–win: you stay in your home longer (or indefinitely), and we secure a long-term investment.

3

Lease with Option to Purchase

This option allows you to buy your home back at a set price below market value within a defined period (usually 2–3 years).

➡️ Requires certificate of occupancy and city compliance
➡️ Provides a realistic path toward regaining ownership if you’re in position to do so

Your Next Step: Don’t wait. The earlier you act, the more options you have. Call us at (248) 217-2003 now and let us help you stop foreclosure before it’s too late. We’re here 24/7 to take your call, or you can fill out the form on our site and an account representative will reach out ASAP. The consultation is free, and you’ll come away with a clear plan of action.

How It Works?

We specialize in helping Michigan homeowners stop foreclosure fast with practical solutions and compassionate guidance. We understand Michigan’s foreclosure process and laws (including the Redemption Period that gives you extra time after a sheriff’s sale[1]), and we’ll work urgently to protect your home and credit.

Want to stop foreclosure in its tracks? We have experience helping homeowners avoid foreclosure and can guide you through options that fit your situation. Our first step is to listen: we’ll learn about your situation and then provide you with options (at no cost and no pressure). Here are some common option we offer:

Repayment & Reinstatement Plans

CONTACT YOUR LENDER TO SEE IF ANY OF THE OPTIONS BELOW CAN HELP YOU
Sometimes the best outcome is staying in your home. If that’s your goal, here are a few options your lender may offer to help you catch up on missed payments.

Loan Reinstatement (Lump-Sum Catch Up):

Bring your loan current by paying all missed payments and fees at once. This immediately stops foreclosure, but it requires a large amount of funds upfront.

Repayment Plan (Spread Out Arrears)

Some lenders allow you to add extra to your monthly payment (often over 6–12 months) until you’re caught up. It’s less demanding than a lump sum, but strict—missing a single payment could put you back into foreclosure.

Forbearance

A temporary pause or reduction in payments (commonly 3 months), offering short-term relief during hardship. Missed payments are later repaid or added to your loan.

Loan Modification

A longer-term solution where your lender may adjust the loan—rolling missed payments into the balance, lowering the interest rate, or extending the term. This works best if you have steady income.

👉 Important Note: We don’t provide these options ourselves, and we don’t contact your lender for you. We simply want you to be aware of what may be available and encourage you to ask your lender about them. If you’d like guidance, click this link for free HUD-approved housing counselors who specialize in this.

Creative Options to Stay in Your Home

Your ultimate goal might be not to move at all. We get it – your home is more than four walls, it’s memories and comfort. Revive Realty Group is unique in that we don’t just look at an all-or-nothing approach. We pride ourselves on thinking outside the box to find creative solutions that could let you stay in your home whenever possible.

Sale-Leaseback Arrangement

In select cases, we can discuss a sale-leaseback: you sell your home to Revive Realty Group, but you remain in the home as a renter. This option can tap into your equity (we pay off your mortgage and any other liens) and stop the foreclosure, while allowing you to avoid immediate displacement. You’d pay rent under a lease agreement. This approach is not for everyone, and it requires careful consideration and trust. Revive Realty Group is transparent about the risks and terms – we put everything in writing and give you time to review, our goal is to create a win-win: you get to stay in your home longer (or indefinitely), and we secure a long-term investment. We only pursue this if it’s genuinely in your best interest and financially sustainable for you.

Lease with Option to Purchase

Similar to the arrangement in the sale-leaseback, but this option gives you an opportunity to buy your home back well below market value within a specified period (usually 2-3 years). This option does not work for everyone. We must be able to obtain certificate of occupancy and comply with city requirements. Contact us for further information

Loan Modification or Refinance

  • Need Cash Now
  • Unwanted Inherited Home
  • Downsizing
  • Need More Space
  • Foreclosure
  • Divorce
  • Relocating
  • Past Due Taxes/Dues

Partial Claim/Govt Programs

  • Ugly Homes
  • Beautiful Houses
  • Problem Tenants (We Evict)
  • Fire and Storm-Damaged
  • Homes
  • Bug Infestations
  • Major Repairs Needed
  • Construction Incomplete
  • Hurricane Damaged Homes

Sale-Leaseback Arrangement

  • Low Equity
  • Out of Area Property
  • Association Problems
  • Title Concerns (Clouds)
  • Outdated and Ugly Homes
  • Code Violations
  • Foreclosure
  • Association Issues
We’ll explore safe solutions and warn you of risks. If staying isn’t possible, we’ll help you sell quickly—but only after every option to keep you home is tried first.

Let’s get creative. Before you give up, talk to us about creative foreclosure solutions. Maybe there’s a way to buy time or even keep your home that you haven’t heard of. Call (248) 217-2003 today and let’s brainstorm together. The call is free, and it just might uncover an option that changes everything.

Get Your No-Obligation, All-Cash Offer.

We Buy Houses in Michigan with a cash offer in less than 3 days!

Instant Cash Offer

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